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EquifaxThe score that comes with your MA Professionals is from Equifax, the largest credit bureau in Canada. It shows how trustworthy you are when it comes to money.

Who cares about what? Well, these people:

Lenders - A better score gives you a better shot at a lower rate on a loan.

Landlords - Having a good credit score means you’re more likely to pay your rent on time.

Employers - A good credit score shows that you’re a responsible employee.

Your honey - Moving in with someone? They’ll probably want to know if you’re good with your money.


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The higher your score, the better

Did you know that according to Equifax Canada, only 12.8% of Canadians have a credit score over 850? If you have no idea how you stack up, now’s the time to open an account and see.

What’s a good credit score in Canada?

850+
"Rockstar"
-
Lenders view you as an exceptional borrower
760 – 850
Excellent
-
Lenders view you as a very dependable borrower
725 – 759
Very good
-
Most Lenders consider this a good score
660 – 724
Good
-
Some lenders will approve loans with this score
560 – 659
Fair
-
Lenders view you as a very risky borrower
559 or less
Bad

Terms Best Rates
5 Year 3.59 %
3 Year 3.49 %
Variable 2.15 %
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