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Best TD GIC Special Offers & Interest Rates as of February 2024

Let’s delve into the details of these TD GIC Special offers for cashable and non-cashable options to empower your financial decisions. In the dynamic world of investments, finding secure and lucrative options is paramount.

TD Special Offer Guaranteed Investment Certificates (GICs) present a compelling opportunity to grow your wealth while enjoying the flexibility you need.

TD GIC Rates Special Offer – Cashable: Maximizing Flexibility for Your Wealth

GIC Details

  • Term: 100 Days
  • Investment Minimum: $1,000
  • Cashability: Available in full or in part after 30 days
  • Interest Payment Options: Simple interest calculated on the principal amount for the term duration and paid at maturity
  • Auto-Renewal Feature: Seamlessly renew principal and interest into another 100-Day TD Special Offer GIC

Interest Rates

  • $1,000 – $9,999.99: 4%
  • $10,000 – $49,999.99: 4%
  • $50,000 – $99,999.99: 4%
  • $100,000 and above: 4%

Note: Interest rates are per annum.

Flexible Cashability

The 100-Day TD Special Offer GIC allows you to cash in full or in part after 30 days, with interest paid at the prescribed early cashing rate. A minimum withdrawal of $1,000 and a remaining balance of $1,000 ensure a tailored approach to your financial needs.

Smart Auto-Renewal

Experience uninterrupted growth with the auto-renewal feature, securing your funds in another 100-day TD Special Offer GIC at the prevailing interest rate upon renewal.

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TD GIC Rates Special Offer – Non-Cashable: Lock in Your Returns for Ultimate Stability

GIC Details

  • Term: 14 months and 18 months
  • Investment Minimum: $1,000
  • Cashability: Not cashable
  • Interest Payment Options: Compound interest is calculated annually and paid at maturity
  • Auto-Renewal Feature: Renew principal and interest into another TD Special Offer GIC of the same term at the interest rate in effect

GIC Interest Rates

  • 14 months: 5.25%
  • 18 months: 5.05%

Note: Interest rates are per annum.

Stability in Non-Cashability

While these GICs aren’t cashable, the stability they offer is unmatched. Your funds automatically roll into a new GIC of the same term, ensuring you never miss out on a day of interest.

Tailored Investment

With varied interest rates based on your investment amount, TD Special Offer GICs cater to your specific financial goals.

TD GIC 3-Year Premium Rate Cashable: Guarantees, Flexibility, and Exceptional Returns

GIC Details

  • Term: 3 years
  • Investment Minimum: $1,000
  • Cashability: At any time, subject to tiered pre-encashment rates
  • Interest Payment Options: Simple interest paid annually and at maturity
  • Auto-Renewal Feature: Renews principal into a TD 1-Year Cashable GIC at maturity

Interest Rates

  • $1,000 – $9,999.99: 3.50%
  • $10,000 and above: 3.50%

Note: Interest rates are per annum.

Unmatched Flexibility

Enjoy the security of a guaranteed rate for three years, with the flexibility to cash in at any time. The auto-renewal feature ensures your funds continue to work for you.

Tailored for Your Needs

Whether you’re a seasoned investor or just starting, the tiered cash-out rates accommodate your changing investment goals.

Premium Rate Business TD GIC Rates: Exclusive Benefits for Small Business and Commercial Banking Customers

GIC Details

  • Term: 90 days
  • Investment Minimum: $100,000
  • Cashability: Not cashable
  • Interest Payment Options: Simple interest paid at maturity

Exclusive for Business Owners

The Premium Rate Business GIC offers small business and commercial banking customers a premium interest rate, providing a stable financial foundation to focus on growing your business.

Lock in Your Funds

With a commitment of 90 days, this GIC is designed for those ready to lock in their funds for a short yet rewarding period.

In conclusion, TD Special Offer GICs and the Premium Rate Business GIC cater to diverse financial needs, offering a blend of stability, flexibility, and exceptional returns. Choose the GIC that aligns with your goals and embark on a journey to unlock your financial potential with TD. Apply now to secure your financial future.