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Whether you harbor dreams of homeownership or aspire to advance your education, your RRSP stands as a flexible ally in achieving these ambitions.
The deadline for contributing to an RRSP for the 2023 tax year is February 29, 2024.
The last day you can contribute to your own RRSP is December 31 of the year you turn 71 years of age.
The Canada Revenue Agency typically calculates your annual RRSP contribution limit using the following formula: Unused RRSP deduction room from the previous year
The lesser of the following two items: 18% of your earned income from the previous year The annual RRSP limit